About Fixed Deposit
Available in 12 Multi Currencies
IDR, USD, SGD, AUD, NZD, GBP, EUR, CHF, CAD, CNH, JPY and HKD
Available in Various Tenors
Weekly or monthly (1 - 12 Months)
Proof of Deposit Placement Letter
Every deposit placement or renewal will get a proof letter sent to the Customer according to the selected shipping method
Monthly Combined Statement
Comprehensive monthly combined statements that make it easy to monitor all transactions across all accounts
Features and Benefits
Competitive Interest Rate
Ensure funds grow optimally
Easy Access
Can be opened through DBSI branches and digibank by DBS Application
Various Deposit Instructions Available
Auto-renewal, direct disbursement to account or interest paid monthly
Deposit as Loan Collateral
With loan or overdraft application up to 90% of the deposit amount
Product Risk
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Deposits are guaranteed by Indonesia Deposit Insurance Corporation (LPS) with a maximum value of IDR2,000,000,000 (two billion rupiahs) per Customer or with the maximum amount of guarantee that applies in the future, in accordance with the provisions of LPS.
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If the Customer receives effective deposit interest from the bank that exceeds the maximum LPS guarantee interest rate from time to time, then the deposit is not included in the LPS deposit guarantee program, in accordance with the provisions.
Fees
If the deposit is withdrawn before the maturity date, a penalty fee* will be charged and interest will not be paid.
*Penalty fee terms:
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Deposit opening through DBSI branch offices: penalty fee of 1.00% of the deposit principal and no interest paid.
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Deposit opening through digibank by DBS Application: penalty fee of 0.50% from the deposit principal for amount deposits above IDR50,000,000 or equivalent or penalty fee of IDR250,000 for amount deposits below IDR50,000,000 or equivalent and no interest paid.
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