What is a Deferred Sales Charge (DSC)? ​

A Deferred Sales Charge (DSC) is a fee that is only applied if you Redeem your Mutual Fund units before the predetermined period.

The fee is calculated based on the Net Asset Value (NAV) of the initial investment using the First In First Out (FIFO) method, , deducting the Mutual Fund redemption settlement amount. ​

Why are Mutual Funds with DSC Beneficial? ​

Reksadana

No purchase fees

Maximize your investment from the start without any purchase fee deductions.

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No redemption fees

Fully benefit from your investment with no redemption fee deductions, by holding your mutual fund portfolio until the specified period.

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Supports long-term investment

The DSC on selected mutual fund products supports you in starting long-term investments and maximizing the growth of your investment value.

Selected Mutual Fund Products with DSC

Mutual Fund Name

Asset Class

Currency

Trimegah Fixed Income Plan

Fixed Income

IDR

Eastspring IDX ESG Leaders Plus Kelas A

Equity

IDR

Eastspring Investments Alpha Navigator Kelas A

Equity

IDR

Eastspring Investments IDR High Grade Kelas A

Fixed Income

IDR

Eastspring Investments Value Discovery Kelas A

Equity

IDR

Eastspring Investments Yield Discovery Kelas A

Fixed Income

IDR

Bahana Global Healthcare Sharia USD Equity Fund

Equity

USD

Bahana US Opportunity Sharia Equity USD

Equity

USD

Manulife Saham Syariah Asia Pasifik Dollar AS

Equity

USD

Manulife Saham Syariah Golden Asia Dolar AS Kelas A1

Equity

USD

Manulife Obligasi Negara Indonesia II Kelas A

Fixed Income

IDR

Manulife Pendapatan Bulanan  II

Fixed Income

IDR

Manulife USD Fixed Income Kelas A

Fixed Income

USD

Manulife Dana Campuran II

Balanced

IDR

Manulife Dana Tumbuh Berimbang

Balanced

IDR

Manulife Dana Saham Kelas A

Equity

IDR

Manulife Greater Indonesia Fund

Equity

USD

Manulife Saham Andalan

Equity

IDR

Mutual Fund Investment Scheme with DSC vs without DSC​

Date

11-Jan-24

26-Jan-24

18-Feb-25

Transaction Type

Purchase

Redemption

Redemption

Mutual Fund

Mutual Fund 1

Mutual Fund 1

Mutual Fund 1

Transaction Nominal (IDR)

60,000,000

21,340,000

45,861,439

Transaction NAV (IDR)

1,830

1,940

2,105

Transaction Units

32,786.91

11,000.00

21,786.91

DSC Fee (%)

-

1.25%

-

DSC Fee (IDR)

-

251,264.84

-

Net Proceeds from Resale

 

21,088,375.17

45,861,438.70

Remarks

 

Redemption before 1 year from purchase

Redemption before 1 year from purchase

 

Disclaimer: Illustration only. Please refer to the product prospectus for DSC calculation details.

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