digibank Debit Card

Pay Like a Local,
Make the Most Of Your Travel

Now you can link your Debit Card to your Foreign Currency Account with 12 currencies through the digibank App! Enjoy hassle-free transactions while traveling without currency conversion!Enjoy the freedom of fee-free cash withdrawals at all DBS & POSB ATMs in Singapore with your digibank debit card!.

Safety Tips When Traveling

Some countries may not require a PIN for transactions, which can increase security risks. Don't worry, follow these steps:

Set up the International Usage* feature in the digibank by DBS App to control your debit transactions.
*The feature is applicable for cash withdrawal & balance inquiry via ATM, as well as purchase transactions at overseas merchants with dip/insert, tap/contactless methods, and through e-commerce.

Immediately block and replace your digibank Debit Card if lost or stolen.

Jika kartu hilang, segera blokir dan ganti melalui aplikasi untuk perlindungan maksimal.

FAQ
About digibank debit card

How do I link a DBS Debit Card to a Foreign Currency Account?

You can link a Foreign Currency Account (or ‘’Multi-Currency Account”) as the main account linked to a DBS Debit Card via the digibank application by DBS select ‘DIGIBANK FOREIGN CURRENCIES ACCOUNT’ then click the ‘Link Debit Card’ icon or via the ‘Others’ menu then select the ‘Debit Card Settings’ page.You can also link a Foreign Currency Account to a Debit Card through the nearest branch office or DBSI Customer Center at 1500 327 or +6221 298 52800 (from outside Indonesia). The linking process via a branch office or telephone will take one working day.

Do I have to replace my DBS Debit Card to be able to link it to my Foreign Currency Account?

You can connect your old DBS Debit Card or DBS Debit Card with contactless feature to your Foreign Currency Account. However, if your DBS Debit Card is not equipped with contactless feature, then transactions can only be done using the dip/insert method.

What are the benefits of linking a DBS Debit Card to a Foreign Currency Account?

You can make cash withdrawals and purchases abroad without exchange rate conversion as long as the currency used is included in the Foreign Currency Account. Your transactions will be directly debited from the Foreign Currency Account according to the currency when you make the transaction. You can also use a Debit Card to make shopping transactions on international sites using a Foreign Currency Account. You also don't need to connect each currency to the DBS Debit Card one by one. Just connect once and it will automatically connect to the 12 currencies included in the Foreign Currency Account.

What if I make a cash withdrawal/shopping transaction outside the selected currency included in the Foreign Currency Account?

Cash withdrawal/shopping transactions outside the selected currencies included in the Foreign Currency Account can still be done, but your transaction will be debited from the Rupiah currency and will be subject to the exchange rate conversion in effect at the time of the transaction.Example:
You are in Malaysia and make a shopping transaction using a DBS Debit Card that is already connected to a Foreign Currency Account.
The transaction is successfully debited to the Rupiah currency pocket, but is subject to exchange rate conversion because the Malaysian Ringgit is not included in the selected currencies in the Foreign Currency Account.

What if the balance in the account according to the currency used is insufficient/there are no funds available?

Transactions with DBS Debit Cards are directly debited from the currency account of the ongoing transaction, so if the funds in the account are insufficient, the transaction cannot be processed. Therefore, always make sure the funds in the account are sufficient before making a transaction.In addition, if the funds in the account are insufficient for the transaction, you can make a foreign currency purchase transaction or transfer funds from a foreign currency account that you already have through the digibank application by DBS.

What is the limit for transactions using a DBS Debit Card linked to a Foreign Currency Account?

Limits according to transaction type:

Shopping

Contactless: IDR 1 million per transaction per day.
Dip/Insert: IDR 25 million per day (including contactless limit).

Cash Withdrawal via ATM: IDR 15 million per day.

Are there any fees charged if I make a cash withdrawal/purchase using a DBS Debit Card linked to a Foreign Currency Account?

Fee terms can be referred to on the pageRates & Fees

How to get a digibank Debit Card with a contactless feature?

To get a digibank Debit Card, new customers (New to Bank/NTB) can follow the current process. What's best? All newly issued and renewed cards will automatically include the Visa payWave feature for contactless payments. No extra steps needed!Existing customers (Existing to Bank), we've got you covered too! If you're excited about activating the contactless payment feature, you can request a card replacement through the digibank by DBS application or by visiting the nearest branch.

How to use the contactless feature on digibank Debit Cards?

To use this contactless feature, follow these steps:

Ensure that your digibank Debit Card has been activated and is ready for use. If it hasn't been activated yet, contact digibank customer service or refer to the instructions provided with the card.

Check if your card has the contactless logo.

When you're at a store or a place that accepts contactless payments, make sure their Electronic Data Capture (EDC) machine supports contactless technology.

For payments below Rp1,000,000, simply hover your digibank Debit Card over the contactless-enabled EDC machine. Ensure you hold it close enough for the machine to read the card's information.

If the transaction amount exceeds Rp1,000,000, you'll need to insert your debit card into the appropriate slot on the EDC machine and follow the instructions to enter your PIN.

Once the transaction is successful, you will receive a payment confirmation.

What is the maximum limit for contactless transactions using the digibank Debit Card per day?

With the contactless feature, you can perform transactions without a PIN for an accumulated amount of up to Rp1,000,000 per transaction per day. If you ever exceed this limit, don't worry! You can still proceed with the payments by entering your PIN for authorization.Kartu Debit DBS dengan fitur contactless dapat melakukan transaksi tanpa PIN dengan jumlah akumulasi transaksi maksimum sebesar Rp1.000.000 (satu juta rupiah) per hari. Pemegang kartu akan diminta untuk melakukan otorisasi PIN jika jumlah transaksi melebihi batas tersebut.

Method	Transaction Amount per Day
	≤ IDR 1 Million	> IDR 1 Million
Tap/Contactless	Transaction without PIN	Transaction rejected
Insert/dip	Transaction using PIN

Where can I make contactless transactions using my digibank Debit Card?

You can enjoy contactless transactions on your digibank Debit Card at EDC machines abroad. If you happen to come across a place without a contactless device, don't panic! You can still make payments by inserting your card into the EDC machine and using your PIN.

What is the maximum limit for digibank Debit Card transactions per day?

Can I have a digibank Debit Card with a contactless feature if my current debit card is not yet expired?

Topics

Cards Payment digital banking

digibank Debit Card

Topics

Related Topics

Get High Interest by Saving with digibank!

Rekening Dana Nasabah

QRIS

Transaction & Fees

Investment

Credit Card and Loan

About Us

Quick Links

Need Help?

Download Now

Countries and regions