What is the cost of purchasing SBN on the Application digibank by DBS?
Free! You do not need to pay any fees when ordering, registering, buying and selling SBN through the Digibank Application by DBS.
How do you buy SBN Retail Online on the Application digibank by DBS?
If you don't have Savibank yet, follow these steps, yes:
Download the Digibank app by DBS from the App Store or Play Store By becoming an SBN investor, you have participated in realizing the development priorities of the Government of Indonesia Click "Bonds" and check product availability. If the product is available, you can answer the questions raised to find out the risk profile and create an SID number. If the SID number has been created, you will get an email notification. After this, log back in and click "e-SBN registration" to complete the registration processSelect the available product, enter the amount you want, then make a payment. Portoflio investment bonds that you buy will be seen after the settlement date of the product. Select the available product, enter the amount you want, then make a payment. Portoflio investment bonds that you buy will be seen after the settlement date of the product.
After making a payment, you will get a State Revenue Transaction Number (NTPN) on the payment confirmation page.
In addition, you can check the status of the order in the "In Process" section. If payment is successful, your order will be marked "Already paid", while those that have not been marked with "Waiting to be paid".
Apa itu “Registrasi e-SBN”?
Apabila SID kamu sudah tersedia, setelah klik “Obligasi”, kamu akan melihat ajakan untuk melakukan “Registrasi e-SBN”. Lanjutkan dengan klik “Yuk, lanjut” dan konfirmasi ya, supaya kamu siap untuk melakukan pemesanan.
What is "e-SBN registration"?
If your SID is already available, after clicking "Bonds", you will see an invitation to "e-SBN Registration". Continue by clicking "Come on, continue" and confirm yes, so you are ready to place an order.
What bond products are available at Digibank?
Government bond products will be available on your wallet according to the bond offering period as determined by the (government) bond issuer.
For details of available SUN products, you can see them on the following page https://www.kemenkeu.go.id/single-page/savings-bond-ritel/ .
And for details of available SBSN products, you can also look directly at the https://www.kemenkeu.go.id/sukuktabungan
What is proof of ownership of SBN Retail Online ?
SBN Retail Online is issued without scrip. But, take it easy, you as an investor will get ownership confirmation sent to your correspondence address that is already registered at the bank. Look forward to you!
Can I increase the order amount?
Yup, you can increase the number of orders by placing a new order while it is still in the offer period. Most importantly, your order and ownership amount does not reach the maximum limit of IDR 3 billion, including if you make an order at another distribution partner (midis). Your remaining quota can be seen when you place an order at Digibank. The overall (national) quota of bonds that you ordered nationally can also be seen when you place an order.
How do I make a payment from Digibank if I choose to 'Pay later' after placing an order?
If you choose 'Pay later' after placing an order, you can resume payments via the Investment homepage - Your bonds are in debt, choose your order in the 'In Process' section and continue payment.
What if I don't make payment for up to 3 hours after ordering?
Hmm .. your order will be considered canceled and your individual order quota will increase by the number of cancellations the next two working days
When can I resell the ORI and SR that I bought? Your Indonesian Retail Bond (ORI) and Retail Sukuk (SR) products can be resold starting from the resale date stated on the product page on your Digibank Application. On the stated date, there will be a "Sell" button to start selling. For ORI and SR products purchased before October 2019, sales can be made by visiting the nearest DBS branch office, yes. After you make a sale, you will receive funds according to the settlement date of the sale.
I have sold my bonds in the application at Bank Indonesia by DBS, when will I get the funds from the sale?
Funds from the sale will be credited to your account in the afternoon / evening on the settlement date, which is 2-3 days after the sale is made. You can see information related to the settlement date on the final page of your sale, and through the email notification sent when the sale is made.
Why nominal bonds that are listed on the sale of ORI and SR I differ with nominal bonds in the portfolio of
How do I know the resale price of my ORI and SR products? When reselling, is there a certain limit on how much I can sell? Are there any other costs if I want to resell my ORI or SR products?
Besides ORI and SR, can other SBN products be redeemed at any time?
SBN products other than ORI and SR can only be disbursed early in the early redemption period , which will be opened by the government one year after purchase. At that time, on the bond product page at your bank account there will be a "Melt down" button to do the disbursement. There are terms and conditions that apply, yes. One of them, the maximum disbursement is 50% of the purchase transactions made. Plus, you must have at least 2 units of ownership with a total value of Rp. 2 million. You will receive the funds on the disbursement settlement date which will be displayed on your Facebook page.
You can only do the initial disbursement in the early redemption period in the Application digibank by DBS.
When will I receive all my funds back?
You will receive all your funds back, which is the remaining balance that has not been disbursed in the early redemption period , when your SBN product is due. Disbursement at the end of this maturity will run without you having to do anything in the Application digibank by your DBS.
Is there a tax for the yield that I get?
Yes, there is a tax of 15% of Coupon / Rewards income per year.
Besides ORI and SR, can other online retail SBN products be transferable?
SBN ownership other than ORI products is non-transferable. But if the owner dies, the right to yield or principal of the SBN can be transferred to the heirs who are entitled according to the court's decision.
To find out more about the Bond transaction Terms & Conditions click here 
