Key Points:
- 71% of Indonesian investors choose online investing through apps because of the ease of access, speed, and convenience.
- Advantages and Risks: Online investing offers low fees and real-time flexibility, but also has risks such as market fluctuations and data security.
- Choose a Trustworthy Platform: Choose an investment platform that is registered with OJK, offers realistic returns, and has a good reputation, such as digibank by DBS with over 120 curated investment products.
Want to start your investment journey with more confidence?
Online Investment: A Favorite of Indonesian Investors
Based on a survey from Populix noting an increase in investing trends, currently almost 71% of individual investors in Indonesia choose to invest through applications. Online investment is a favorite because it is easy, fast, and practical. In fact, digibank friends can buy investment products from anywhere.
What is Online Investment?
Online investment is a type of investment that can be bought, monitored and sold through an application. Like through the digibank by DBS App, it provides convenience, transparency, low fees, and flexibility to manage investments in real-time. You can easily find out the progress of your investment and its return, as well as predict when the investment can bring maximum profit.
Advantages of Choosing Online Investment
- Ease of Access: You can invest from anywhere and anytime.
- Information Transparency: All information is transparently available.
- Lower Transaction Costs: Transaction fees are often lower than conventional methods.
- Real-Time Flexibility: You can monitor and manage your investments in real-time.
Types of Online Investment
There are several types of investments available in online applications, such as Mutual Funds, Stocks, Bonds, Deposits, which you can choose according to your financial goals. However, with so many choices, you might feel overwhelmed. How to choose the right and safe investment? Let's get to know some of the risks and how to choose a safe investment below!
Online Investment Risks
There are several risks that need to be considered so as not to cause loss or loss of capital, including:
- Technology Risk: Possible technical glitches in the application.
- Data Security Risks: Potential theft of personal data.
With so many options and risks, it is important to choose a safe and reliable investment platform.
Characteristics of a Trusted and Safe Online Investment Application
- Registered with the Financial Services Authority (OJK)
Make sure the investment application is registered with the OJK, which oversees and protects consumers. You can check the business number through the OJK website.
- Promise Reasonable Profits
Be careful with applications that promise huge profits in a short time. Ask for the profit scheme to ensure its legitimacy.
- No Risk-Free Promise
Investments always come with risks. If someone promises to be risk-free, be careful because it could be a scam.
- Company Reputation
Look for reviews from trusted sources to ensure the investment app has a good reputation.
- Information Transparency
Trusted online investment platforms provide complete information about investment products, including potential returns and risks. They also report performance and risks transparently, ensuring investors can make decisions based on accurate and up-to-date data.
- Platform Security
A reliable online investment platform has a strong cybersecurity system, such as data encryption, to protect investors' personal information and funds.
Start Investing with digibank by DBS
Despite the various options available, the digibank by DBS App can be a trusted solution for you. There are more than 120 investment products, ranging from Bonds to Mutual Funds, which are scored and curated by PT Infovesta, helping you navigate your finances amidst market fluctuations.
In addition, you can access insights and tips based on economic views by DBS' Expert Team, as well as consult with digibank Advisors! With a reputation that has been recognized as the World's Best Investment Bank by Global Finance, digibank by DBS App provides a comprehensive and personalized approach to your investment management. Start investing with digibank by DBS App and check more information here.
